Why I don’t invest in my 401K (or other retirement accounts)

Surprise! Despite being knowledgeable (not really) when it comes to personal finance and investing, I don't have a 401(k) or any other retirement account... here is why. 

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Investing strategies: Dollar cost averaging

I'll teach you an investment strategy that (should be) is followed by numerous beginning investors. The strategy follows a "buy low and sell high" and "buy, buy, buy, and hold" (I totally made that up by the way, but there is no other way to explain it) philosophy. A perfect long-term strategy in the markets. 

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