Why I don’t invest in my 401K (or other retirement accounts)

Surprise! Despite being knowledgeable (not really) when it comes to personal finance and investing, I don't have a 401(k) or any other retirement account... here is why. 

Read More

Investing strategies: Dollar cost averaging

I'll teach you an investment strategy that (should be) is followed by numerous beginning investors. The strategy follows a "buy low and sell high" and "buy, buy, buy, and hold" (I totally made that up by the way, but there is no other way to explain it) philosophy. A perfect long-term strategy in the markets. 

Read More

Index funds or actively managed mutual funds? What is better for your buck

The much-heated debate (there isn't a debate, I just wanted to write this) on what makes a good investment for those who don't have time to read balance sheets and income statements of individual companies and make a judgment on whether or not to place your money. An actively managed mutual fund or an index fund that mirrors/tracks certain indices can be the better solution for you. However, which fund works in your favor and how can you get the most out of your money in the long run?

Read More